Last revised: 22nd June, 2016
JC reserves the right to change or modify the terms and conditions contained in these Terms, including but not limited to any policy or guideline of the Sites, at any time and at its sole discretion. We will provide notice of these changes by posting the revised Terms to the Sites and changing the 'Last Revised' date at the top of the Terms, or by emailing users at their provided email addresses, or by any other means as determined by JC. The decision of which notification chosen will be left to JC's sole discretion. Using a particular form of notice in some instances does not obligate us to use the same form in other instances. Any changes or modifications will be effective immediately upon posting the revisions to the Sites or at the instant that JC transmits the information to the users (e.g. via email). These changes will apply at that instant to all then current and subsequent uses of the Sites. You waive any right you may have to receive specific notice of such changes or modifications. Your continued use of this Sites acts as acceptance of such changes or modifications. If you do not agree to the Terms in effect when you access or use the Sites, you must stop using the Sites.PREAMBLE
JC provides multiple online tools (the 'Platforms') on our Sites that allows users to manage real estate and property listings, mortgage enquiries, events, gift cards, virtual currency payments and virtual currency transfers ('Cryptocurrency').1. ELIGIBILITY
By accessing or using the Sites, you represent and warrant that you are at least 18 years old and have not previously been suspended or removed from the Sites. You also represent and warrant that you are not a resident of the State of New York. You represent and warrant that you are not: (a) located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services, (b) identified as a "Specially Designated National", or (c) placed on the Commerce Department's Denied Persons List. You further represent and warrant that you will not use the Sites if the laws of your country prohibit you from doing so in accordance with these Terms. Finally, you represent and warrant that you will not be using this Sites for any illegal activity, including but not limited to money laundering and the financing of terrorism.2. REGISTRATION AND ACCOUNT
JC grants you a limited, nonexclusive, nontransferable license, subject to these Terms, to access and use the Services, and the content, materials, information and functionality available in connection therewith (collectively, the 'Content') solely for information, transactional, or other approved purposes as permitted by JC from time to time. Any other use of the Services or Content is expressly prohibited. All other rights in the Platform or Content are reserved by us and our licensors. You will not otherwise copy, transmit, distribute, sell, resell, license, de-compile, reverse engineer, disassemble, modify, publish, participate in the transfer or sale of, create derivative works from, perform, display, incorporate into another website, or in any other way exploit any of the Content or any other part of the Services or any derivative works thereof, in whole or in part for commercial or non-commercial purposes. Without limiting the foregoing, you will not frame or display the Sites or Content (or any portion thereof) as part of any other web site or any other work of authorship without the prior written permission of JC. If you violate any portion of these Terms, your permission to access and use the Platform may be terminated pursuant to these Terms. In addition, we reserve the right to all remedies available at law and in equity for any such violation.6. 51% AND OTHER CRYPTOCURRENCY ATTACKS
JC makes every commercially reasonable attempt to help prevent and mitigate cryptocurrency attacks. If JC is able to confirm that a cryptocurrency active on the Platform has been compromised or is under attack, JC may immediately halt purchases, transfers, deposits, and withdrawals using such cryptocurrency. If it is determined that such an attack caused the cryptocurrency to greatly decrease in value, JC may discontinue supporting such cryptocurrency entirely. Resolutions concerning purchases and user balances for an attacked cryptocurrency will be determined on a case-by-case basis. JC makes no representation and does not warrant the safety of the Platform and is not liable for any lost value or stolen property, whether or not JC was negligent in providing the proper security.7. ACL / AFSL
JC is in the process of registering for an Australian Credit License (ACL) and Australian Financial Services License (AFSL). JC may be required to file details of account activity to relevant government organizations from time to time.8. (AML) Anti-Money Laundering & (KYC) Know Your Customer Policy
JC protects itself from involvement in any activity that facilitates money laundering or other criminal activities by following AUSTRAC guidance and applying it to the best of current capabilities to the Platform.
JC aims to reasonably identify each user by cross-checking user data against governmental watch lists, as well as 3rd party identity verification and authentication services. If a user or a user's transaction is flagged as suspicious through our internal controls, JC will require additional proof of identification from the user and has the right to not permit any purchases, transfers or withdrawalss until additional and verifiable proof of identity is received and JC has approved the user for use of the Platform.
By agreeing to our Terms, you acknowledge and understand that JC maintains verification levels which require user participation and verification in order to obtain, with leveled permissions based on user-supplied information, our ability to verify it, and our internal policies. You accept that you may not be able to achieve a desired level of verification, and JC reserves the right to determine, at its sole discretion, the appropriate Verification Level for any user, as well as the right to downgrade users without prior notice. JC may, from time to time, implement policies restricting Verification Levels by nationality, country of residence, or any other factor. This may affect your ability to purchase, transfer or withdraw and you indemnify JC against any losses associated with an inability to do so based on your verification level.9. THIRD PARTY CONTENT
JC and its users may provide third party content on the Sites and may provide links to web pages and content that are not owned or controlled by JC (collectively the 'Third Party Content') as a service to those interested in this information. JC does not control, endorse, or adopt any Third Party Content and makes no representation or warranties of any kind regarding the Third Party Content, including but not limited to its accuracy or completeness. You acknowledge and agree that JC is not responsible or liable in any manner for any Third Party Content and undertakes no responsibility to update or review any Third Party Content. You acknowledge that your use of such Third Party Content is at your own risk. Your business dealings or correspondence with, or participation in promotions of, any third parties, and any terms, conditions, warranties, or representations associated with such dealings or promotions, are solely between you and such third parties. JC is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or promotions or as the result of the presence of such Third Party Content on the Sites.10. COPYRIGHT OF FEEDBACK MATERIALS
You acknowledge and agree that any materials, including but not limited to questions, comments, feedback, suggestions, ideas, plans, notes, drawings, original or creative materials or other information, regarding JC or the Services (collectively, 'Feedback') that are provided by you, whether by email, posting to the Sites or otherwise, are non-confidential and will become the sole property of JC. JC will own exclusive rights, including all intellectual property rights, and will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.11. USER CONDUCT AND OBLIGATIONS
In connection with your use of the Services, you will not:
While the Account and the Services provided to a user are not transferable under any circumstance and shall be used only by the user, JC shall have the right to transfer, assign, or sell all the rights, benefits, or obligations to any person and these Terms shall continue to be in force and effect for the benefit of the successors and assigns of JC.13. PERMANENT WITHDRAWAL OF SERVICE
JC may (a) suspend or terminate your access to the Services, and (b) deactivate or cancel your Account as required by a valid subpoena or court order, or if JC reasonably suspects you of using your Account in furtherance of illegal activity. You will be permitted to transfer cryptocurrency associated with your Account for ninety (90) days after Account deactivation or cancellation unless such transfer is otherwise prohibited (i) under the law, or (ii) by a valid subpoena or court order. If any transaction is in a pending state at the time your Account is cancelled or suspended, such transaction may be cancelled and/or refunded as appropriate. You may not cancel your Account to evade an investigation or avoid paying any amounts otherwise due to JC. Upon cancellation of your Account, you authorize JC to cancel or suspend pending transactions and, after providing written notice to the you, return the funds associated with such transactions to your wallet address. In the event that you or JC terminates this agreement or your access to the Services, or deactivates or cancels your Account, you will remain liable for all amounts due hereunder. In the event that a technical problem causes system outage or account errors, JC may temporarily suspend access to your Account until the problem is resolved.14. OWNERSHIP OF FUNDS
You hereby certify to us that any funds used by you in connection with the Platform are either owned by you or that you are validly authorized to carry out transactions using such funds, and that all transactions initiated with your Account are for your own account and not on behalf of any other person or entity.15. INDEMNIFICATION
You agree to indemnify, defend and hold JC, its affiliates and service providers, and each of their respective officers, directors, agents, joint venturers, employees, and representatives, harmless from any claim or demand (including attorneys' fees and costs and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to (i) your breach of these Terms, (ii) your use of Services, or (iii) your violation of any law, rule, or regulation, or the rights of any third party.16. DISCLAIMER OF WARRANTEES
JC PROVIDES NO GUARANTEE AS TO THE PERFORMANCE OR THE UNINTERRUPTED AVAILABILITY OF THE SERVICES. THE SERVICES ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. JC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT WITH RESPECT TO THE SERVICES. JC DOES NOT REPRESENT OR WARRANT THAT THE SERVICES AND THE INFORMATION CONTAINED THEREIN ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. JC WILL MAKE REASONABLE EFFORTS TO ENSURE THAT TRANSACTIONS ON THE PLATFORM ARE PROCESSED IN A TIMELY FASHION, BUT MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE AMOUNT OF TIME NEEDED TO PROCESS SUCH TRANSACTIONS. BECAUSE CRYPTOCURRENCY TRANSFERS ON AND OFF THE PLATFORM ARE DEPENDENT UPON MANY FACTORS OUTSIDE OF OUR CONTROL, JC MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE SUCCESS OF, OR THE AMOUNT OF TIME NEEDED FOR, CRYPTOCURRENCY TRANSACTIONS.
SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED TERMS IN CONTRACTS WITH CONSUMERS, SO SOME OR ALL OF THE DISCLAIMERS IN THIS SECTION MAY NOT APPLY TO YOU.17. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, JC SHALL HAVE NO LIABILITY FOR ANY DAMAGES OF ANY KIND (INCLUDING WITHOUT LIMITATION INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR TORT DAMAGES, OR LOST PROFITS) IN CONNECTION WITH YOUR USE OF THE SERVICES, EVEN IF JC HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL JC'S LIABILITY FOR MONEY DAMAGES UNDER THESE TERMS EXCEED THE AMOUNT OF FEES RECEIVED FROM YOU DURING THE PRECEDING SIX (6) MONTH PERIOD.18. APPLICABLE LAW AND VENUE
These Terms and your use of the Services will be governed by and construed in accordance with the laws of Australia, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to these Terms not subject to arbitration (as set forth below), will be filed only in Australia. You hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Terms.19. ARBITRATION
Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under your use of the Services shall be finally settled on an individual basis through confidential, binding arbitration in accordance with rules for arbitration of consumer-related disputes and you and JC hereby expressly waive trial by jury. The arbitration shall take place in Canberra, Australia, in the English language and the arbitral decision may be enforced in any court. At your request, hearings may be conducted in person or by telephone and the arbitrator may provide for submitting and determining motions on briefs, without oral hearings. The prevailing party in any action or proceeding to enforce this agreement shall be entitled to costs and attorneys' fees. Additionally, you hereby waive your right to participate in a class action lawsuit or class-wide arbitration.20. SURVIVAL
Sections 9 (Third Party Content), 10 (Feedback), 15 (Indemnification), 16 (Disclaimer of Warranties), 17 (Limitation on Liability), 18 (Applicable Law and Venue), 20 (Survival), 21 (Severability), and 23 (Force Majeure) will survive any termination or expiration of these Terms.21. SEVERABILITY
If any provision of these Terms is deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and will not affect the validity and enforceability of any remaining provisions.22. INTEGRATION
The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. These Terms and any policies or operating rules posted by us constitutes the entire agreement and understanding between you and us and govern your use of the Services, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of these Terms). Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.23. FORCE MAJEURE
In addition to applicable disclaimers stated above, JC's performance under these Terms shall be excused in the event of interruption and/or delay due to, or resulting from, causes beyond its reasonable control, including but not limited to acts of God, acts of any government, war or other hostility, civil disorder, the elements, fire, flood, earthquake, explosion, embargo, acts of terrorism, power failure, equipment failure, industrial or labor disputes or controversies, acts of any third party data provider(s) or other third party information provider(s), third party software, or communication method interruptions.24. GOVERNING LANGUAGE AND TRANSLATIONS
To contact support, email firstname.lastname@example.org. Please provide all relevant information, including your JC username and any purchase or transfer ID's. Although we make no representations or provide no warranties about the speed of response, we will get back to you as soon as possible, typically within 24 hours.