Last revised: 22nd June, 2016

This Privacy Policy, as amended or otherwise changed from time to time (the "Privacy Policy"), explains the manner in which JC Pty Ltd ("JC") collects, uses, maintains and discloses user information obtained through the and websites (the "Sites"). The terms "we," "us," and "our" refer to JC, Pty Ltd. By using the Sites, you ("User") consent to the data practices prescribed in this Privacy Policy. On occasion, JC Pty Ltd. may revise this Privacy Policy to reflect changes in law, our personal data collection and use practices, the features on the Sites, or advances in technology. If material changes are made to this Privacy Policy, the changes will be prominently posted on the Sites. Capitalized terms not defined herein shall have the meanings ascribed to them in the Terms of Use.

Please note: This Privacy Policy does not cover any information that we may receive about you through channels external to JC.

What information does JC collect?

If you open an Account to utilize the Services, we may collect your full name, address, phone number, email address, and other similar information; date of birth; government issued identification; other personal information provided by 3rd party identity verification services; and information you provide to JC through other channels and correspondence. We also collect passive information which includes, but is not limited to, IP addresses, referral URLs, your location, and other session data.

How does JC use the information it collects?

We collect your personal information to provide the Services to you. We notify you about your account activity, process transactions, provide customer support services, improve our product, identify, prevent, and report potentially suspicious, fraudulent, or illegal activities, and we notify you about important changes to our Terms of Use.

How does JC share my personal information?

It may be necessary to disclose your information to comply with any law, subpoenas, court orders, or government request, defend against claims, investigate or bring legal action against illegal or suspected illegal activities, enforce our Terms of Use, or to protect the rights, safety, and security of JC, our users, or the public. JC may contain links to other 3rd party websites which are regulated by their own privacy policies. JC is not responsible for the privacy policies of these 3rd party websites even if they were accessed using the links from our sites.

Other than as stated in this Privacy Policy, JC does not disclose any of your personal information to third parties unless required to do so by law enforcement, court order, or in compliance with legal reporting obligations.

How can you update your information?

You can access update your information by contacting support at

We will retain your information for as long as your Account has not been closed or as needed to provide you access to your Account. If you wish to close your Account, contact us at We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our Terms of Use.

How does JC use cookies and persistent local data?

We collect web browser Information in order to enhance your experience on the sites and track how the Services are being used. Cookies are small data files that are stored on your computer's hard drive, and in addition to using cookies to provide you with a better user experience, we use cookies to identify and prevent fraudulent activity. The information collected can include, but is not limited to, your IP address, referral URLs, the type of device you use, your operating system, the type of browser you use, geographic location, and other session data. Cookies are not permanent and will expire after a short time period of inactivity. You may opt to deactivate your cookies, but it is important to note that you may not be able to access or use some features of our sites. Please note that JC is not responsible or can be held liable for any loss resulting from your decision or inability to use such features.

What security precautions does JC take to protect me?

We take the protection of your personal information seriously. We use data encryption technology, offline storage and backup, and have implemented restrictions related to the storage of and the ability to access your personal information. JC servers and business operations are entirely located in Australia.

Please note that no transmission over the Internet or method of electronic storage can be guaranteed to be 100% secure.

Contacting Us

If you have any questions about our Privacy Policy as outlined above, please contact us at

Home | Proposal Paper | Coin Additions | Patch Notes | Disclaimer | | Terms of Use | Privacy Policy

BPAY is a registered trademark of BPAY Pty Ltd. This site is not affiliated with BPAY. Use of this site is subject to our Terms of Use and Privacy Policy.